Effective: June 01,2023
SAAGA, LLC (“SAAGA”) believes it is essential to maintain the privacy of the nonpublic personal information that you provide to us and that we obtain as your Investment Advisor, as described in our Privacy Policy (“Policy”).
Our relationship with you is our most important asset. We know you have entrusted us with your private information, and we do everything that we can to preserve that trust. SAAGA (also referred to as “we”, “our” and “us”) protects the security and confidentiality of the personal information we have and implement controls to ensure that such information is used for proper business purposes in connection with servicing our professional relationship with you.
As a Registered Investment Advisors (“RIAs”) we must share some of your personal information in the course of servicing your account. Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information.
What information do we collect?
The type of personal information we collect, and share depends on the service we provide to you. This information can include:
- Name, Address(s) and phone numbers(s).
- Driver’s License or Passport.
- Social Security or tax identification.
- E-mail address(es).
- Personal financial information and net worth.
- Investment activity, experience, and goals.
- Account(s) information, Statement(s) and Subscription(s).
- Custodian(s), brokerage(s), and advisory agreement(s).
- Corporate and Succession structure and documents.
- Other information necessary to service your account.
Limits to share your information:
Financial companies need to share customers’ personal information to run their everyday business.
SAAGA limits the use, collection and retention of such information and provide such information to others to the extent we believe is necessary and reasonable for business purposes only in connection with servicing and managing our relationship with you, as discussed below.
SAAGA does not disclose information to non-affiliated third parties, except as described in the Privacy Policy or as permitted by law.
SAAGA may provide information:
- To complete transactions, subscriptions or changes as directed by you.
- If requested by you or at your consent/authorization.
- With contracted third parties to effect, administer, develop, support and/or provide service to you as Client.
- As required by applicable or regulatory authorities with jurisdiction over SAAGA.
- In circumstances where SAAGA reasonably believe it is necessary or appropriate to investigate, prevent or react to illegal activities, suspected fraud, threatening situations or violations of our terms and conditions of use.
SAAGA does not rent, sell, or trade your nonpublic personal information to anyone. SAAGA does not provide your information to mailing list vendors or solicitors or share such information with non-affiliates for marketing purposes. SAAGA may refer you to service providers and provide your information to them on your authorization. Our policy is to only use vendors and service providers whom we believe have privacy and security features as rigorous as our own.
SAAGA does not disclose and does not intend to disclose non-public personal information to non-affiliated third parties with respect to persons who are no longer our Clients. If you decide to finish your financial advice or become an inactive Client, we will adhere to the privacy policies and practices as described in this document.
| Reasons we can share your personal Information | Does SAAGA share? | Can you limit this sharing? |
| For our everyday business purposes: we may share Clients’ non-public information with non-affiliated third parties such as brokers, custodians, administrators, other financial institutions, accountants, legal advisors and regulators whenever required. | Yes | No |
| For our marketing purpose: SAAGA does not disclose Clients’ non-public information to offer our products or services to you. | No | Not shared |
| For marketing purposes: SAAGA does not disclose Clients’ non-public information for any marketing purpose. | No | Not shared |
How do we protect your information?
To safeguard your personal information from unauthorized access and use, we maintain physical, procedural, and electronic security measures. These include such safeguards as secure passwords, encrypted e-file storage, and a secure office and physical filing environment. Our access persons are trained on our policies and their responsibility in protecting Client’s personal Information.
SAAGA takes reasonable steps to protect your information from loss, misuse and unauthorize access, alteration, disclosure, or destruction in accordance with applicable law. Nonetheless no internet, e-mail or electronic operating system is ever fully secure or error free, so please take care in deciding what information you give to us.
SAAGA takes steps to reasonably ensure that the privacy of your information remains secure even in the event of the disposal of information that is no longer required to be maintained. Such steps shall be taken whenever possible. Shredding paper documents and records prior to disposal and erasing and/or destroying any data contained on electronic media in such a manner that the information can no longer be read or reconstructed.
Phishing Scams:
If you receive an email purporting to be from SAAGA that asks you to provide personal or account information, or login and passwords, do not provide such information unless you have first verified that the website or email is truly from SAAGA. Such emails may be fraudulent and used in connection with scams known as phishing. Please report any suspicious email or website to apparently to be from SAAGA.
Third Party Websites:
We may provide links to access other websites that are not operated or controlled by SAAGA. These policies herein do not apply to any third-party websites.
Changes:
SAAGA will send you a copy of this Policy annually for as long as you are our Client and maintain an ongoing relationship with us. Periodically we may revise this Policy and will promptly provide Clients with a revised Policy if the changes materially alter the previous Privacy Policy. The Advisor will not, however, revise the Privacy Policy to permit the sharing of non-public personal information other than as described in this notice unless the Advisor first notify Clients and provides Clients with an opportunity to prevent the information sharing.
These Privacy principles are for general guidance and do not constitute a contract or create legal rights, and do not modify or amend any agreement we have with you.
Contact:
Please contact us at 786-362-6819 at info@saagawealth.com, or directly to your adviser at any time with any question about this Privacy Policy or the related terms herein.
